Affordability Calculator
Affordability Calculator
See how much you could borrow
£
x
3.0x6.0x
Most UK lenders use 4-4.5x income; some offer up to 5.5x depending on circumstances.
£
£0£300k
Estimated outcome
Estimated maximum property price
£232,500
Estimated max borrowing
£202,500
Your deposit
£30,000
This is a simplified estimate based on income multiples alone. Lenders also assess credit history, existing debts, dependants, and monthly outgoings your actual borrowing amount may be higher or lower.
Get a Personalised Assessment →